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Independent Commission on Banking Final Report
Incorporating HC 1534, session 2010-12
Competition and choice in retail banking
Additional written evidence is contained in volume 3, available on the Commons website at www.parliament.uk/treascom
Independent Commission on Banking
In this report the Treasury Committee calls on the Independent Commission on Banking to address a number of concerns that have been raised about its proposal to ring-fence retail banking - including its effect on the competitiveness of UK banking and the cost of credit to business. The Commission should also look at how corporate governance in banks could be improved to enhance the stability of the financial system. The MPs urge the major banks to place any objections or concerns they have about the ICB proposals fully in to the public domain. A final ICB report based on private discussion and agreement with the banks rather than rigorous public scrutiny would lack public credibility and acceptability. The Committee is also concerned that the option of full structural separation of retail and investment banking has not received sufficient analysis. The ICB should provide further details as to the costs and benefits of this reform option and why it decided against full separation when proposing ring-fencing as the lead option in its interim report.
Family Memorials
John Bradshaw married Mary Wood, and emigrated in 1740 from County Antrim, Ireland to New Jersey. Descendants and relatives lived in New Jersey, New York, New England, Illinois, Iowa and elsewhere.
Within Four Walls
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Success Against Odds
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